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Most Greater Boston homes pay $18,000 – $28,000 for a whole-home heat pump before rebates, and about $9,500 – $19,500 after. Here’s what drives the price, and what you’d actually pay each month.
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Two homes on the same street can have very different quotes. These five things make the biggest difference.
A drafty 1920s colonial needs more capacity than a tight 2010 build of the same size. We size every system with a room-by-room load calculation, not a rule of thumb.
If you have ducts in good shape, a ducted system can reuse them. No ducts means ductless heads or new ductwork, which changes the scope.
Moving off oil or propane usually means removing a tank and decommissioning the old system. That’s part of the job and part of the rebate.
Some homes need a panel or service upgrade to run a whole-home heat pump. We check this up front so it’s not a surprise later.
We install Mitsubishi, Daikin, Carrier, Bryant, Trane and more. Cold-climate models cost more but keep heating efficiently in the deepest part of a Massachusetts winter.
Typical 2026 installed prices in Massachusetts. Greater Boston projects tend to land in the upper half of each range. Where your home lands depends on the factors above, and on which rebates you qualify for.
| Project | Typical cost before rebates | Mass Save® rebate | Typical cost after rebates |
|---|---|---|---|
| A room or an addition (1 zone) | $5,000 – $11,000 | $1,125/ton (partial-home) | $3,900 – $9,900 |
| Whole home, using existing ductwork | $12,000 – $20,000 | $2,650/ton, up to $8,500 | $3,500 – $11,500 |
| Whole home, with mini split (4–5 zones) | $18,000 – $26,000 | $2,650/ton, up to $8,500 | $9,500 – $17,500 |
| Whole home, with new ductwork | $20,000 – $32,000 | $2,650/ton, up to $8,500 | $11,500 – $23,500 |
2026 Mass Save® rates for equipment installed by December 31, 2026. Income-qualified households may receive higher rebates or no-cost installation. Final pricing requires an in-home assessment.
Get my exact number →A whole-home system earns $2,650 per ton, up to $8,500.
Finance up to $25,000 at 0% interest, for 3 to 7 years depending on eligibility.
Since November 2025, Eversource, National Grid and Unitil offer a lower winter electric rate for homes heated by a heat pump.
So the real question isn’t the sticker price. It’s what you pay after rebates, spread over 0% financing, and that depends on your home.
Systems installed by December 31, 2026 get this year’s Mass Save® rates: $2,650 per ton, up to $8,500. In 2027 the rebate drops to $2,350 per ton, up to $7,500. Whether your home can make the cutoff depends on things a price table can’t show: equipment availability, whether you need ductwork or a panel upgrade, and how the rebate paperwork lines up with your install date.
A short call with our team tells you if 2026 rates are realistic for your home, or how to plan around 2027 without leaving money on the table.
Mass Save® rebates come with rules that change the final number. Most homeowners only find out after they’ve picked a system. A few examples:
Keep your old system as a backup and the rebate drops from $2,650 to $1,125 per ton.
Since January 2026, only systems on the qualified list using R-32 or R-454B refrigerant are eligible.
Income-qualified households can get up to $16,000 or a no-cost install, but only through the right application path.
Towns with a municipal electric utility run their own programs, with different amounts and rules.
Some rebates require a home energy assessment or weatherization first.
We check all of this before you commit, so the quote you get is the price you pay.
Noble Air is a Hudson-based HVAC contractor founded in 2020. Our team of about 30 installs and services heat pumps across Greater Boston, MetroWest and Norfolk County. We also build HVAC systems for hospitals, labs and senior living communities, so your home gets a crew used to demanding specs.
Every system starts with a room-by-room load calculation built for Massachusetts winters.
We design, fabricate and install ductwork in-house (MA Sheet Metal License #1511). Ducted projects are never subcontracted.
Mitsubishi, Daikin, Carrier, Bryant, Trane, LG and more. We recommend what fits your home, not the one brand we have to sell.
We prepare and file your Mass Save® paperwork.
10-year manufacturer warranty + 1-year labor warranty. Licensed and insured, BBB A+, Google Guaranteed.
A quick call about your home, your timing and the rebates you may qualify for.
We run the load calculation, check your ducts and panel, and give you a fixed written quote with your rebate applied.
Our crew installs in 1 to 4 days for most homes (1 to 2 weeks if new ductwork is needed), tests everything and files your rebate.
…we have never felt like we were left on an island
…it took a lot of work to install all the duct work
…best of all they support everything they install!
…they are honest and support their customers
Want to know if your project can make 2026 rates, which rebates apply to you, or what your home would really cost? Tell us a little about it and a Noble specialist will get back to you with a straight answer. No pressure to book anything.